ALLL Credit Risk Analyst I, II, Sr
Company: Synovus Financial Corp.
Posted on: November 11, 2019
Conducts simple risk analysis of credit issuances to maintain the
maximum protection of the banks assets. Serves as an Allowance for
Loan and Lease Losses (ALLL) analyst and supports the ongoing
management of the ALLL model.
Job Duties and Responsibilities:
Conducts routine statistical analysis of credit risk in existing
loan portfolios; researches credit histories and market trends;
conducts analysis of the company's credit risk; prepares reports
for management, detailing research into the company's exposure and
suggesting strategies to minimize such risks.
Performs basic analysis and modeling to maximize profit and asset
growth, and minimize credit and operating losses and other risk
Conducts routine analysis and prepares data pertaining to trends,
performance and forecasting as required or requested; ensures all
reports are prepared and distributed appropriately with
explanations for variances, discrepancies, and other exceptions;
and provides additional supporting data as requested or
Maintains and reviews fair value documentation for FAS 114 loans;
may coordinate quarterly FAS 114 update meetings.
Reviews and analyzes trends, and recommends strategies; develops
program models to extract data and manipulate databases to provide
statistical and financial modeling.
Supports management, affiliate banks, finance, internal and
external auditors, loan review, credit risk, data management, and
regulators in ongoing LLR requests; provides approved documentation
to Audit Committee, Credit Risk Committee, and other appropriate
May assist with various projects, initiatives, and training.
Each team member is expected to be aware of risk within their
functional area. This includes observing all policies, procedures,
laws, regulations and risk limits specific to their role.
Additionally, they should raise and report known or suspected
violations to the appropriate Company authority in a timely
Performs other related duties as required.
The information on this description has been designed to indicate
the general nature and level of work performed by employees within
this classification. It is not designed to contain or be
interpreted as a comprehensive inventory of all duties,
responsibilities, and qualifications required of employees assigned
to this job.
Synovus is an Equal Opportunity Employer supporting diversity in
Minimum Education: Bachelor's Degree in Business Administration,
Finance, Accounting, or related field, or an equivalent combination
of education and experience
Minimum Experience: One (1) years of data analysis experience
within the financial services industry
Required Knowledge, Skills, & Abilities:
Strong proficiency using Microsoft Word and Excel
Mathematical and analytical skills, and the ability to collect
Strong attention to detail, and the ability to maintain focus on
more than one priority
Time management skills, and the ability to work within established
Good written and verbal communication skills, and the ability to
effectively communicate to all levels within the organization
Preferred Knowledge, Skills, & Abilities:
Proficiency using Microsoft PowerPoint and Access
Strong technical aptitude
Keywords: Synovus Financial Corp., Columbus , ALLL Credit Risk Analyst I, II, Sr, Professions , Columbus, Georgia
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