Data Analyst- Credit Risk
Company: Stifel Financial Corp.
Posted on: September 20, 2022
The Data Analyst will employ data science methodologies to ensure
loan portfolio data integrity to be utilized in credit loss
forecasting and management reporting.
ESSENTIAL DUTIES & RESPONSIBILITIES
Responsible for the monthly production of loan impairment actual
and portfolio analytics.
Fully learn and understand all aspects of processing within
Impairment Studio with the help of Moody's internal support
Create Policy and Procedure documents for CECL reserves using Loss
Rate and PD/LGD.
Support Portfolio Managers and /Underwriters with finalizing PD /
LGD calibrations using Moody's Credit Lens and Commercial Mortgage
Work with Bank's 3rd party consultants on future aspects of the
final/ new implementation packages.
Review the broad loan portfolio (PD/LGD down to the loan/facility
Work hand in hand with Credit Underwriting and Portfolio Management
(Review the loan ratings, PD/LGD output match between CL/CMM and
ACBS, Ensure general accuracy of outputs).
Review ACBS files (General balances, Funded vs Unfunded, C&I vs
CRE, Other ad hoc).
Ability to use accounting/financial techniques/tools and attention
to detail for Impairment accuracy and integrity though
Knowledge of Portfolio risk management including credit risk
lifecycle and it's impacts on the drivers of impairment
Documentation of existing processes and models to a required
standard as defined by the internal & external auditors and other
Ability to deal with complex problems/issues, hypothesis testing
via data analysis
Advanced statistical analysis and experience working with large
EDUCATION & EXPERIENCE
Minimum Required: Bachelor's degree in Information Technology,
Computer Science or Business Administration or equivalent work
experience or equivalent work experience.
Minimum Required: 1+ years' of investment, financial or technical
SYSTEMS & TECHNOLOGY
Proficient in Microsoft Excel, Word, PowerPoint, Outlook, and
Must have experience with one of following scripting languages:
Practical experience with Excel, Power BI, Python and/or R
Keywords: Stifel Financial Corp., Columbus , Data Analyst- Credit Risk, Professions , Columbus, Georgia
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